Clearpay

Clearpay logo with the text 'Accepted here.'

Clearpay is unregulated credit. T&Cs & late fees apply at clearpay.co.uk/terms

  • No long applications.

    Have your email, phone number, address, DOB and debit/credit card handy.

    (None of the personal information added into clearpay is stored within Charlie’s Charms secure system).

  • Choose Clearpay at checkout and pay in 4 interest-free instalments - make your first payment today and the rest over 6 weeks.

  • No fees when you pay on time. We’ll send you reminders and cap late payments to help you get back on track.

Please use Clearpay responsibly.

  • Clearpay lends you a fixed amount of credit so you can pay for your purchase over 4 instalments, due every 2 weeks.

  • You must be 18+ and a permanent UK resident (excl Channel Islands). T&Cs and other eligibility criteria apply.

  • Ensure you can make repayments on time.

  • Clearpay charges a £6 late fee for each late instalment and a further £6 if it’s still unpaid 7 days later.

  • Late fees are capped at £6 for orders under £24 and the lower of £24 or 25% of the order value for orders over £24.

  • Missed payments may affect your ability to use Clearpay in the future and they may pass unpaid debt to a debt collection agency.

  • Clearpay is credit that is not regulated by the Financial Conduct Authority